Debt counseling for Cologne

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Kölner Dom, 1. FC Cologne , Cologne Carnival – the city ​​of millions in North Rhine-Westphalia has much to offer visitors from near and far. But what about your own citizens of the Rhine metropolis? According to the economic research institute Creditreform , the over-indebtedness rate of the city of Cologne in 2017 was 11.78 percent . This was the result of surveys collected as part of the annual debtor Atlas. The debt counseling in Cologne is therefore in demand because of the many people involved in over-indebtedness .

Debt counseling centers in Cologne

Debtor Assistance Cologne eV
(Debtor and insolvency advice)
Debt counseling Cologne eV
Gotenring 1
50679 Cologne

Telephone: 0221 346140


Debt counseling of the Diakonische Werk Cologne and region
(debt and bankruptcy counseling)
Debt counseling of the Diakonische Werk Cologne and region
Kartäusergasse 9-11
50678 Cologne

Telephone: 0221 1603866


NRW debt counselor registered association
(Debtor and insolvency advice)
NRW debt counselor registered association
Rösrather Str. 2
51107 Cologne

Phone: 0800 0016500


Where can you find a debt counseling service in Cologne?

In the search for a suitable debt counseling , above all, care must be taken that this is recognized in accordance with Section 305 of the Insolvency Code . Contact points where you can usually be sure that this is the case are public debt advice centers.

These are supported by non-profit associations and associations and are recommended as serious advice centers .

From a consumer point of view, they are particularly advantageous because the debt counseling service in Cologne is free of charge when it comes to non-profit bodies for debt counseling .

The only downer : Since the free debt advice in Cologne has to fight sometimes strong demand, sometimes long waiting periods are to be accepted until an appointment is awarded. However, debt counseling in Cologne is also offered by lawyers who, unlike the public debt counselor in Cologne, do not work for free. In return, the waiting times here are also much shorter . Therefore, first think about who you want to entrust yourself with your debts .

What concrete help does a debt counseling offer in Cologne?

Those who are looking for help often ask themselves: “How am I actually helped?” The following list summarizes some examples of activities that are usually taken over by debt counseling in Cologne and by a lawyer for debts become.

  • Individual counseling of the debtor concerned,
  • Supervision and assumption of negotiations with creditors and bailiffs,
  • if necessary, preparation for consumer insolvency proceedings ,
  • general information events for over-indebted persons.

The debt counseling service in Cologne offers help for those affected by over-indebtedness.

In any case, the aim is to prevent a further increase in debt as far as possible and to work together with the debtor to prepare the way for debt freedom .

For this, however, it is necessary that the debtor plays with open cards and all numbers come to the table .

Because without mutual trust , neither a lawyer nor a debt counselor can help you oversee the accumulated debt and design a debt settlement plan.